Does GoFundMe work in Ghana? How to raise money online in Ghana
Updated 6 October 2026
Quick answer
Not for organisers in Ghana. GoFundMe only pays out to organisers and beneficiaries in its supported countries, and Ghana isn't one of them. A relative or friend in a supported country (such as the UK, US or Canada) can run the fundraiser, but they receive the money and must transfer it to Ghana themselves. Inside Ghana, most people give by mobile money, so a fundraiser built on MoMo is often simpler.
Why GoFundMe doesn't work from Ghana
GoFundMe can only send money to bank accounts in the countries it supports, which are mainly in Europe and North America, plus Australia and Mexico. Ghana isn't on the list, so you can't open a fundraiser there with yourself as the person who withdraws the money.
The workaround, and its catch
A family member or friend in a supported country can start the fundraiser for you. GoFundMe's own guidance is that they are then personally responsible for receiving the money and getting it to you, and should explain on the page how the money will reach the beneficiary.
- The organiser abroad pays GoFundMe's transaction fees, then the cost of sending money to Ghana.
- Donors in Ghana usually don't have international cards, so they can't give easily.
- The money passes through one person, so choose someone everyone trusts.
Raising money with mobile money instead
Most giving in Ghana happens by MoMo. A simple fundraiser can be a dedicated MoMo number with a clear account name, shared on WhatsApp and Facebook. The problem comes later: matching hundreds of MoMo messages to names, issuing receipts, and showing donors where the money went.
Memora gives a fundraiser one contribution link and QR code. Donors send MoMo to your number and submit their transaction ID and screenshot; you confirm each one and they get an SMS receipt. Supporters abroad can send to your MoMo number through an international money transfer service and submit their proof the same way. You see the total in real time, can share your programme or poster, and download a full report to show where you stand.
Make any fundraiser trustworthy
- Say exactly what the money is for, with a target amount and a deadline.
- Name the person responsible and give a phone number.
- Use an account in the beneficiary's or organiser's own name, never a third party's.
- Post updates: how much has come in and what it has paid for.
- Issue a receipt for every gift.
Run your fundraiser on Memora
One link and QR code for every donor, MoMo payments confirmed with SMS receipts, a running total you can announce, and a full report at the end.
Questions people ask
Is GoFundMe available in Ghana?
Donors anywhere can give with a card, but organisers can't withdraw to Ghana. Someone in a supported country has to run the fundraiser and transfer the money.
How can I raise money online in Ghana?
Share a MoMo number or a contribution link on WhatsApp and social media, with a clear purpose, target and contact person, and give receipts. A platform like Memora records each MoMo payment and sends receipts for you.